Casualty

Knapp Schenck’s objective is to serve the complex and ever changing needs of our clients. We offer a wide range of expertise in the identification, management and financing of the various exposures to risk that can impact businesses. Our approach to addressing your insurance needs is to work with you to accurately identify the exposures and the hazards you face and build an insurance program that properly addresses these issues. We strive to provide you with the right insurance coverage for the right price.

Commercial ventures of every type need to be liability conscious. Merely by their formation, commercial risks incur a liability exposure in our litigious society and need protection from third-party liability exposures. Such insurance is needed to respond whether or not an entity is found legally obligated to pay damages arising from bodily injury, property damage or personal and advertising injury arising from their operations. Each situation requires careful analysis to determine which insurance arrangement best addresses an Insured’s exposure and risk profile.

At Knapp, Schenck & Company, we have the insurance knowledge and market access to offer you the protection you need, whether it be through a traditional risk transfer product or a more esoteric insurance product.

Some of the Casualty coverage that are important to protecting your business every day may include:

  • Automobile Liability
  • Auto Physical Damage
  • Commercial General Liability
  • Employee Benefits Liability
  • Employers’ Liability
  • Environmental Liability
  • Asbestos Abatement Liability Insurance
  • Cleanup Cost Cap
  • Contractors Pollution Liability Insurance
  • Lead Abatement Liability Insurance
  • Pollution Liability
  • Storage Tank Liability Insurance
  • Excess Liability
  • Excess Workers’ Compensation
  • Foreign Liability
  • Garage Liability
  • Garagekeepers Legal Liability
  • Lessor’s Risk
  • Liquor Legal Liability
  • Owner Controlled Insurance Program (Wrap-Up)
  • Owners & Contractors Protective (OCP)
  • Products Liability
  • Products Recall Expense
  • Products Recall Liability
  • Railroad Protective
  • U.S. Longshore & Harbor Workers’ Act
  • Umbrella Liability
  • Workers’ Compensation