Long-Term Care Insurance

Only long-term care insurance is designed to reimburse some of the costs of receiving various levels of care for chronic conditions. Owning a long-term care insurance policy provides you options in deciding where or how you receive care and how much and what type of care you can receive in either:

  • Your Home
  • The Community
  • Adult Day Care Centers
  • Alternate Living Facility
  • Nursing Home

Long-term care insurance can help to:

  • Provide funding for potential costs and should be considered an integral part of your retirement plan.
  • Preserve your income and assets by helping pay for your care through your policy, and not out of your pocket.
  • Fit a wide range of your needs and budget. The earlier you include long-term care insurance in your overall plan, the lower your premium and the higher the likelihood you will medically qualify for the coverage.